If married are you jointly responsible for a student loan or just the acutal student?

Since financial aid needs both of the married couples tax information are you both jointly responsible for paying the student loan? Or is just the student responsible credit wise?If married are you jointly responsible for a student loan or just the acutal student?
Just the student applying for the loan. You have to jointly provide your income information when completing the FAFSA so that your EFC can be determined. But when applying for the loan, it's just the student. Check with your state, though - there are some states, such as Wisconsin, where the spouse has to still provide information; not sure if that applies to student loan applications, however, since I'm not from that state.





Talk to a financial aid officer at your school for more information/guidance. Good luck!If married are you jointly responsible for a student loan or just the acutal student?
In many states, both parties of a marriage are responsible for any debt incurred by either party during the marriage. This varies from state to state, though, so you should search for this information based on your state.
If you apply for the loan in your own name, then you are solely responsible. Co-signers are equally responsible for the loan.





Your tax information is needed to determine how much loan money you are eligible for and not used in the origination of the loan.





Now, if your spouse has student loans and later, after you and your spouse graduates, you consolidate the separate loans into a new loan you both would be responsible, not just the portion you had consolidated.
probably the loan itself